County Court Judgements / CCJ's
This is a court order confirming that a creditor is owed a debt
If somebody is owed less than £5,000.00 or has a debt which is disputed, they will need to go to court to get judgement.
The process can begin via an online application for a relatively small fee. The court will decide whether a formal hearing is required and if so set a date.
Once a creditor has obtained a CCJ from the court then they can then instruct Court Enforcement Officers / Bailiffs or take steps to apply for security against the debtors fixed assets such as a charge against a property.